About Commission Express National Franchise
Commission Express National, Inc.
offers franchises for factoring businesses that purchase accounts receivable in the form of pending real estate sales commissions at a discount, redeemed from settlement proceeds generally 30 to 90 days later.
Two franchise types are offered: protected development territory (requires office, minimum quotas) and open market development territory (no office required, no territorial protection).
Commission Express National Franchise Cost & Fees
| Fee Type | Amount | Notes |
|---|---|---|
| Initial Franchise Fee | $10,000 - $50,000 | One-time payment upon signing |
| Royalty Fee | 9% up to $300K; 4.5% $300K-$600K; 1% over $600K of gross sales | Ongoing; paid monthly |
| Marketing/Ad Fund | 1% of Gross Income ($6K annual max) | National brand fund |
| Total Investment Range | $112,800 – $301,500 | Includes build-out, inventory, working capital |
The investment range of $113K–$302K reflects variability in build-out costs, store size, lease terms, and market. The combined royalty (9% up to $300K; 4.5% $300K-$600K; 1% over $600K) and marketing fee (1% of Gross Income ($6K annual max)) are ongoing costs paid as a percentage of gross sales.
Additional Fees (Item 6)
| Fee Type | Amount |
|---|---|
| Transfer Fee | 25% of then-current franchise fee |
| Renewal Fee | 5% of then-current franchise fee |
| Technology Fee | $400-$600/year software |
Training Program (Item 11)
| Detail | Information |
|---|---|
| Total Duration | 5 days |
| Classroom Training | 18 |
| On-the-Job Training | 12 |
| Training Location | Fairfax, VA |
Territory Rights (Item 12)
| Detail | Information |
|---|---|
| Territory Type | Protected (or Open Market) |
| Exclusive Territory | Yes |
| Territory Size | Based on MLS/real estate associations |
| Description | May be re-designated annually |
Renewal, Termination & Transfer (Item 17)
| Detail | Information |
|---|---|
| Initial Term | 10 years |
| Renewal Term | 5 years (successive) |
| Renewal Fee | 5% of then-current franchise fee |
| Transfer Fee | 25% of then-current franchise fee |
| Non-Compete Period | 2 years |
| Non-Compete Details | In territory or any Commission Express territory |
Operations & Supply (Items 8 & 15)
| Detail | Information |
|---|---|
| Owner-Operator Required | Yes |
| Participation Details | Owner or trained manager must manage full-time |
| Required Suppliers | Must use proprietary Internet-based software |
Financing (Item 10)
| Detail | Information |
|---|---|
| Financing Available | Yes |
| Description | Up to 50% of franchise fee at 10% APR for protected territory multi-unit |
Commission Express National Franchise Earnings — Item 19
Commission Express National does not include an Item 19 financial performance representation in their FDD. Contact information for current and former franchisees is listed in Item 20 of the FDD.
Commission Express National Litigation & Risk Flags
Litigation and bankruptcy data is sourced from Items 3 and 4 of the FDD. Always verify current status directly from the most recent FDD.
Commission Express National System Growth
Commission Express National currently operates 38 franchised locations and 1 company-owned units. Unit count data is sourced from Item 20 of the FDD.
Unit History (Item 20)
| Year | Opened | Closed | Total |
|---|---|---|---|
| 2020 | 0 | 4 | 42 |
| 2021 | 1 | 0 | 43 |
| 2022 | 0 | 4 | 39 |
Transfers: 0 | Closures: 8
State Registrations
Registered in 11 states: CA, FL, IL, IN, MD, MI, MN, NY, SD, TX, VA
Commission Express National Franchise — FAQ
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