About Decimal Franchise
Franchisees own and operate a Decimal business offering accounting, bookkeeping, tax, bill pay, reporting, invoicing, payroll support, and related advisory and consulting services to businesses using a proprietary platform of products and services.
Decimal Franchise Cost & Fees
Minimum Investment
$46K
Average Investment
$579K
Maximum Investment
$1.1M
| Fee Type | Amount | Notes |
|---|---|---|
| Initial Franchise Fee | $30,000 | One-time payment upon signing |
| Royalty Fee | 10% of Gross Revenues from Accounting Services, 5% from Advisory Services of gross sales | Ongoing; paid monthly |
| Marketing/Ad Fund | 2% of Gross Revenues (Brand Fund Contribution) | National brand fund |
| Total Investment Range | $46,300 – $1,110,800 | Includes build-out, inventory, working capital |
The investment range of $46K–$1.1M reflects variability in build-out costs, store size, lease terms, and market. The combined royalty (10% of Gross Revenues from Accounting Services, 5% from Advisory Services) and marketing fee (2% of Gross Revenues (Brand Fund Contribution)) are ongoing costs paid as a percentage of gross sales.
Investment Breakdown (Item 7)
| Item | Low | High |
|---|---|---|
| Initial Franchise Fee | $30,000 | $30,000 |
| Training Expenses | $200 | $300 |
| Client Account Purchases | $0 | $1,050,000 |
| Leasehold Improvements and Deposits | $0 | $1,500 |
| Furniture, Fixtures and Equipment | $0 | $1,000 |
| Office Rent and Utilities (1 Month) | $0 | $2,000 |
| Office Equipment, Computer Hardware, Telephone, Internet & Systems Access | $2,600 | $6,500 |
| Initial Launch Marketing | $3,000 | $3,000 |
| Insurance | $500 | $1,500 |
| Additional Funds (3 Months) | $10,000 | $15,000 |
Additional Fees (Item 6)
| Fee Type | Amount |
|---|---|
| Transfer Fee | Non-Control: 25% of then-current franchise fee; Control: 50-75% of then-current franchise fee |
| Renewal Fee | 15% of then-current franchise fee (Successor Franchise Fee) |
| Technology Fee | $250/month (Marketing Technology Fee) |
| Audit Fee | Actual cost of audit |
| DSP Fees (Software Suite) | $300/user/month |
| Recruitment | $750/recruit |
| Staff Training | $750/trainee |
| Hardware Acquisition | $1,000-$2,000/station |
| Delivery Support Payroll | $1,100-$3,000/month/staff |
| Delivery Support Management | $650/month/staff |
| Billing and Collections | 1% of Gross Revenues plus processing fees |
| Client Technology Fee | $30/client entity/month |
| Local Marketing Spend | $12,000/year |
| Interest | 1.5%/month on overdue amounts |
Training Program (Item 11)
| Detail | Information |
|---|---|
| Total Duration | Up to 84 hours |
| Classroom Training | Up to 56 hours |
| On-the-Job Training | Up to 28 hours |
| Training Location | Virtual / Online |
| Additional Training | Post-opening operations evaluation within 6 months in Indianapolis. Ongoing training courses may be required; fees up to $50/attendee/day. |
Territory Rights (Item 12)
| Detail | Information |
|---|---|
| Territory Type | Non-exclusive |
| Exclusive Territory | No |
| Territory Size | Minimum population of 100,000 |
| Description | Territory defined by map depicting boundaries and/or zip codes. Not exclusive - franchisor and affiliates may compete within territory. However, while complying with Franchise Agreement, no other Decimal Business physical premises will be located within your Territory. |
Renewal, Termination & Transfer (Item 17)
| Detail | Information |
|---|---|
| Initial Term | 10 years |
| Renewal Term | 5 years (2 successor terms available) |
| Renewal Fee | 15% of then-current franchise fee |
| Renewal Conditions | Compliance with agreements, written notice, bring business up to then-current system standards, sign then-current form agreement |
| Transfer Fee | Non-Control: 25% of franchise fee; Control: 50-75% of franchise fee |
| Transfer Conditions | Compliance with agreements, 30 days notice, general release, transferee meets standards, transferring owners agree not to compete, pay transfer fee |
| Termination for Cause | Material breach with 30-day cure period for curable defaults; non-curable defaults include misrepresentation, failure to complete training, abandonment, felony conviction, unauthorized transfer |
| Non-Compete Period | 2 months |
| Non-Compete Details | 2 months post-termination/expiration. No competitive business at the Site, within 30 miles of the Site, or within 30 miles of any other Decimal Business. |
Operations & Supply (Items 8 & 15)
| Detail | Information |
|---|---|
| Owner-Operator Required | No |
| Participation Details | Operating Principal must own 20%+ and devote sufficient time. Not required to participate personally in day-to-day operations but recommended. Must also designate an Accounting Principal devoted full-time to accounting services. |
| Required Suppliers | DFS (Decimal Franchise Services, LLC) is the only approved provider of computer hardware/software, recruitment, staff training, delivery support payroll, billing/collections, bookkeeping, and month-end close services. |
| Supply Restrictions | Approximately 90% of purchases must be from franchisor/approved suppliers for both establishing and operating the franchise |
| Franchisor Revenue from Suppliers | No revenue received from suppliers during 2024 (no franchises were operational). May derive revenue from franchisee purchases in the future. |
Financing (Item 10)
| Detail | Information |
|---|---|
| Financing Available | Yes |
| Description | Parent company DTI may (at its option) finance the purchase of client accounts under the Franchisee Purchase Option. Principal amount ranges from $10,000 to $1,000,000 (20-95% of purchase price). Variable interest rate: 1% plus WSJ prime rate. Term: 1-5 years. Monthly installments. |
Decimal Franchise Earnings — Item 19
Decimal does not make an Item 19 financial performance representation in their FDD. This means they do not disclose revenue, profit, or earnings data for franchised locations. Before investing, ask the franchisor directly for franchisee contact information so you can speak with existing owners about their actual financial performance.
Decimal does not include an Item 19 financial performance representation in their FDD. Contact information for current and former franchisees is listed in Item 20 of the FDD.
Decimal Litigation & Risk Flags
Clean Litigation RecordDecimal has no pending litigation actions listed in their FDD. There is also no bankruptcy history disclosed.
Litigation and bankruptcy data is sourced from Items 3 and 4 of the FDD. Always verify current status directly from the most recent FDD.
Decimal System Growth
Total Units
1
Franchised
0
Company-Owned
1
Decimal currently operates 0 franchised locations and 1 company-owned units. Unit count data is sourced from Item 20 of the FDD.
Unit History (Item 20)
| Year | Opened | Closed | Total |
|---|---|---|---|
| 2022 | 1 | 0 | 1 |
| 2023 | 0 | 0 | 1 |
| 2024 | 0 | 0 | 1 |
Transfers: 0 | Closures: 0
State Registrations
Registered in 16 states: CA, CT, HI, IL, IN, MD, MI, MN, NY, ND, OR, RI, SD, VA, WA, WI
Decimal Franchise — FAQ
The total investment to open a Decimal franchise ranges from $46,300 to $1,110,800, per their Franchise Disclosure Document. This includes the initial franchise fee of $30,000. The investment covers build-out, inventory, equipment, signage, working capital, and other startup costs.
Decimal charges a royalty fee of 10% of Gross Revenues from Accounting Services, 5% from Advisory Services of gross sales, plus a 2% of Gross Revenues (Brand Fund Contribution) contribution to the marketing/advertising fund. These fees are paid on an ongoing basis.
You can download the Decimal Franchise Disclosure Document free on this page. The FDD is a public document filed with state franchise registries. Always also request the current FDD directly from Decimal to ensure you have the most up-to-date version.
Decimal does not provide an Item 19 financial performance representation in their FDD, which means they do not disclose franchisee revenue or earnings data. Prospective investors should contact existing franchisees directly (listed in Item 20 of the FDD) to gather real-world financial performance information.
Decimal has been franchising since 2025. The FDD shows an investment range of $46,300-$1,110,800, a 10% of Gross Revenues from Accounting Services, 5% from Advisory Services royalty, and no Item 19 earnings disclosure. There is no pending litigation. Review the full FDD and contact current franchisees listed in Item 20 before making any investment decision.
The franchise fee is $30,000 and the total investment ranges from $46,300 to $1,110,800 depending on location size and market. Contact the franchisor directly for current net worth and liquid capital requirements, territory availability, and application details.
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Data Source & Disclaimer: This website is for informational purposes only. It is not an offer to sell or buy a franchise. This profile is based on publicly available FDD data sourced from state franchise registry filings. All information is for research purposes only and does not constitute legal, financial, or investment advice. Data may be outdated or contain errors. Always obtain the current FDD directly from Decimal and consult a qualified franchise attorney before making any investment decision. FranchiseOverview.com is operated by Franchising Compliance, LLC and is not affiliated with Decimal or any of its subsidiaries. To report an inaccuracy: info@franchiseoverview.com